Ratios
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|
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| |
02/28/10 |
03/31/10 |
04/30/10 |
05/31/10 |
06/30/10 |
07/31/10 |
| |
As of end of month (%) |
Change (pct point) compared to previous month |
As of end of month (%) |
Change (pct point) compared to previous month |
As of end of month (%) |
Change (pct point) compared to previous month |
As of end of month (%) |
Change (pct point) compared to previous month |
As of end of month (%) |
Change (pct point) compared to previous month |
As of end of month (%) |
Change (pct point) compared to previous month |
| Asset quality |
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|
|
|
|
|
|
|
|
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| Non-performing loans to loan portfolio |
4.31 |
0.04 |
4.52 |
0.21 |
4.63 |
0.10 |
4.74 |
0.11 |
5.09 |
0.35 |
5.18 |
0.09 |
| Loan loss provisions to loan portfolio |
4.54 |
0.03 |
4.94 |
0.40 |
5.05 |
0.11 |
5.24 |
0.20 |
5.29 |
0.05 |
5.41 |
0.12 |
| Non-performing loans in loan loss provisions |
94.93 |
0.28 |
91.62 |
-3.31 |
91.72 |
0.09 |
90.43 |
-1.28 |
96.18 |
5.75 |
95.73 |
-0.45 |
| Liquidity |
|
|
|
|
|
|
|
|
|
|
|
|
| Loans to total assets |
77.85 |
0.64 |
76.92 |
-0.93 |
77.38 |
0.47 |
75.53 |
-1.85 |
75.65 |
0.12 |
75.45 |
-0.20 |
| Share of long-term loans in loan portfolio |
89.15 |
-0.40 |
90.53 |
1.38 |
90.91 |
0.38 |
91.64 |
0.73 |
91.52 |
-0.12 |
91.03 |
-0.49 |
| Loan portfolio to liabilities |
85.19 |
0.81 |
84.12 |
-1.07 |
84.75 |
0.63 |
82.59 |
-2.16 |
82.84 |
0.25 |
82.66 |
-0.18 |
| Liabilities to total liabilities and capital |
91.38 |
-0.13 |
91.44 |
0.06 |
91.31 |
-0.13 |
91.46 |
0.15 |
91.33 |
-0.13 |
91.27 |
-0.05 |
| Demand deposits to liabilities |
25.52 |
0.52 |
27.43 |
1.90 |
28.04 |
0.61 |
28.37 |
0.33 |
28.69 |
0.33 |
28.66 |
-0.04 |
| Capital adequacy |
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|
|
|
|
|
|
|
|
|
|
|
| Capital adequacy ratio |
21.88 |
-0.02 |
22.04 |
0.17 |
22.30 |
0.25 |
22.12 |
-0.18 |
22.12 |
-0.00 |
22.26 |
0.14 |
| Capital to total assets |
8.62 |
0.13 |
8.56 |
-0.06 |
8.69 |
0.13 |
8.54 |
-0.15 |
8.67 |
0.13 |
8.73 |
0.05 |
| Capital to liabilities |
9.43 |
0.15 |
9.37 |
-0.07 |
9.52 |
0.16 |
9.34 |
-0.19 |
9.50 |
0.16 |
9.56 |
0.06 |
| Risk-adjusted assets to total assets |
− |
− |
− |
− |
− |
− |
− |
− |
− |
− |
− |
− |
| Weighted average annual interest rates |
|
|
|
|
|
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| Short-term EEK loans |
2.62 |
-7.46 |
7.93 |
5.31 |
7.45 |
-0.48 |
7.43 |
-0.02 |
7.48 |
0.05 |
5.94 |
-1.54 |
| Short-term EUR loans * |
0.75 |
0.13 |
1.28 |
0.53 |
2.47 |
1.19 |
3.56 |
1.09 |
1.44 |
-2.12 |
2.25 |
0.81 |
| Short-term USD loans |
2.29 |
-2.90 |
4.46 |
2.17 |
4.28 |
-0.18 |
1.53 |
-2.75 |
2.60 |
1.07 |
5.12 |
2.52 |
| Long-term EEK loans |
15.60 |
-0.84 |
15.55 |
-0.05 |
15.64 |
0.09 |
14.73 |
-0.91 |
12.05 |
-2.68 |
11.89 |
-0.15 |
| Long-term EUR loans * |
3.85 |
-0.69 |
4.64 |
0.79 |
3.74 |
-0.90 |
4.30 |
0.55 |
4.22 |
-0.08 |
3.86 |
-0.36 |
| Long-term USD loans |
5.85 |
3.85 |
4.95 |
-0.90 |
3.77 |
-1.18 |
3.59 |
-0.18 |
3.69 |
0.10 |
3.01 |
-0.68 |
| EEK time deposits |
1.57 |
-0.60 |
1.32 |
-0.25 |
1.11 |
-0.21 |
0.92 |
-0.19 |
0.93 |
0.01 |
0.92 |
-0.01 |
| EUR time deposits * |
0.76 |
-0.02 |
0.76 |
-0.00 |
0.81 |
0.05 |
0.80 |
-0.00 |
0.92 |
0.12 |
0.95 |
0.03 |
| USD time deposits |
0.33 |
0.09 |
0.27 |
-0.06 |
0.24 |
-0.02 |
0.30 |
0.05 |
0.29 |
-0.01 |
0.30 |
0.01 |
|
* Before 31.01.2002 DEM interest rate was indicated instead of EUR interest rate.
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