PROFIT AND LOSS ACCOUNT OF EESTI PANK
FOR THE YEAR ENDED 31 DECEMEBR 1994

	1994	1993 (Restated)
Foreign
Interest and similar income	335,135,661.64	275,671,997.18
Interest and similar expense	-88,355,677.10	-24,207,731.52
Foreign net interest income and similar items	246,779,984.54	251,464,265.66
Domestic
Interest and similar income	22,209,776.72	28,140,116.51
Interest and similar expense	-19,982,292.43	-37,159,580.32
Domestic net interest income/(expense) and similar items	2,227,484.29	-9,019,463.81
Profit from the sale of gold	-	19,517,714.55
Other operating income	595,163.49	2,401,934.92
Other operating expenses	-121,097,610.77	-91,273,262.74
staff costs	-33,492,639.34	-24,545,160.72
costs of making money	-36,894,186.37	-19,221,050.70
depreciation	-10,506,143.38	-4,854,006.64
renovation costs	-21,184,285.53	-25,027,822.81
general administration costs	-18,807,664.29	-17,213,303.00
other costs	-212,691.86	-411,918.87
Profit before provisions for bad and doubtful loans and exceptional items	128,505,021.56	173,091,188.58
Provision for bad and doubtful debts	-317,511,921.73	-69,340,342.04
Exceptional items	18,854,845.66	-7,154,757.52
(Loss)/profit for the year	-170,152,054.52	96,596,089.02